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Michael Smith has over six years’ experience working in the Housing and Finance Industry. He is a full member of the Mortgage and Finance Association of Australia (MFAA) and holds both a Certificate IV in Finance Broking and a Diploma of Financial Services (Finance and Mortgage Broking Management). Michael has accreditations with over 25 lending and financial institutions.

Michael specialises in all levels of residential lending, with a keen focus on the first homebuyer market, specialising in construction finance. Nothing satisfies Michael more than guiding a first homebuyer on their journey to achieve their dream of owning their own home. He is passionate in ensuring his clients are comfortable to contact him at any time and strongly believes in keeping a client for life. He consistently shows a great level of commitment to working with his clients to achieve the best possible outcome and is always there to offer support when needed.

Michael has the following qualifications and awards:

  • MFAA Approved Broker
  • Certificate IV Finance and Mortgage Broking
  • Diploma of Financial Services (Finance and Mortgage Broking Management)
  • Member of the Loan Market Group (LMG)
  • Member of the Australian Financial Complaints Authority (AFCA)
  • 2021 – PLAN Australia Excellence in Finance – Gold (Top 200 Brokers across Australia)
  • $100 million in settled loans
  • Bachelor of Business Degree – Double Major (Accounting and Finance)
  • Keystart Platinum Broker

Michael Smith is a representative of Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company Australian Credit Licence Number 386355.

Outside of work

  • What’s your favourite indoor/outdoor activity?
    Supporting the West Coast Eagles.
  • What three traits define you?
    Loyal, caring and reliable.
  • What would be your personal motto?
    Be a better version of yourself each day, by setting goals that make you happy and push you to be a better person.