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In the current environment of interest rate rises and cost of living increases, it is more important than ever to ensure your home loan is working for you.

At The Loan Company, we offer free home loan health checks to ensure that you are on the best interest rate and home loan package for your lifestyle and circumstances.

Over the years we have helped thousands of people manage their finances and find the right home loan for their situation. As a general rule, after a few years your original loan won’t be as competitive as it was when you first started your mortgage, so it’s worth checking the market to see what else is on offer!

This process is known as refinancing and is the act of replacing your existing home loan with a new one.

People typically refinance for one of four reasons:

  • To get a better interest rate and lower their weekly repayments.
  • To access their equity for future investments.
  • To renovate.
  • To consolidate debts.

While changing your home loan may lead to lower interest rates and more flexible features, it can also come with additional costs, so it’s essential to calculate both the savings and the expenses involved – which is where we can help.

We can review your current position and help you save money by finding the most suitable lender and home loan type for your current financial situation.

Many lenders are currently offering very enticing interest rates to refinancers – and several of these are also paying clients $4,000 rebates to refinance their home loan, which can offset any refinancing costs and leave you with extra money in your pocket!

To get the ball rolling, call us on (08) 6461 5444 or click on ‘Contact Us’ below, leave your details, and we’ll give you a call shortly.